/* =========================================================
   MONEYTOOL LEARNING CENTER
   ========================================================= */

.learning-center-page {
    background: #ffffff;
    color: #172033;
}


/* =========================================================
   BREADCRUMB
   ========================================================= */

.learning-center-breadcrumb-wrap {
    background: #f7f9fc;
    border-bottom: 1px solid #e8edf4;
}

.learning-center-breadcrumb {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 9px;
    min-height: 48px;
    font-size: 13px;
}

.learning-center-breadcrumb a {
    color: #637083;
    text-decoration: none;
    transition: color 0.2s ease;
}

.learning-center-breadcrumb a:hover {
    color: #0b63ce;
}

.learning-center-breadcrumb span {
    color: #a2aab7;
}

.learning-center-breadcrumb span[aria-current="page"] {
    color: #172033;
    font-weight: 600;
}


/* =========================================================
   HERO
   ========================================================= */

.learning-center-hero {
    position: relative;
    overflow: hidden;

    background:
        radial-gradient(
            circle at 86% 18%,
            rgba(71, 142, 255, 0.22),
            transparent 31%
        ),
        linear-gradient(
            135deg,
            #071d3d 0%,
            #0b3567 52%,
            #0b4d83 100%
        );

    color: #ffffff;
}

.learning-center-hero::before {
    content: "";
    position: absolute;

    width: 450px;
    height: 450px;

    right: -180px;
    top: -230px;

    border: 1px solid rgba(255, 255, 255, 0.09);
    border-radius: 50%;

    pointer-events: none;
}

.learning-center-hero::after {
    content: "";
    position: absolute;

    width: 310px;
    height: 310px;

    left: -185px;
    bottom: -220px;

    border: 1px solid rgba(255, 255, 255, 0.07);
    border-radius: 50%;

    pointer-events: none;
}

.learning-center-hero-inner {
    position: relative;
    z-index: 1;

    max-width: 900px;

    margin: 0 auto;

    padding: 78px 0 76px;

    text-align: center;
}


/* Eyebrow */

.learning-center-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 9px;

    margin-bottom: 18px;

    color: #9fd0ff;

    font-size: 12px;
    line-height: 1;

    font-weight: 800;

    letter-spacing: 0.14em;
    text-transform: uppercase;
}

.learning-center-eyebrow::before {
    content: "";

    width: 28px;
    height: 2px;

    background: #73b9ff;

    border-radius: 999px;
}


/* Heading */

.learning-center-hero h1 {
    max-width: 850px;

    margin: 0 auto;

    color: #ffffff !important;

    font-size: clamp(36px, 5vw, 50px);
    line-height: 1.08;

    letter-spacing: -0.035em;

    font-weight: 800;
}

.learning-center-hero p {
    max-width: 760px;

    margin: 22px auto 0;

    color: rgba(255, 255, 255, 0.88) !important;

    font-size: 18px;
    line-height: 1.75;
}


/* =========================================================
   HERO QUICK LINKS — OVAL SHAPED BUTTONS
   ========================================================= */

.learning-center-hero-links {
    display: flex;

    justify-content: center;
    align-items: center;

    flex-wrap: wrap;

    gap: 16px;

    margin-top: 34px;
}

.learning-hero-btn {
    display: inline-flex;

    align-items: center;
    justify-content: center;

    gap: 10px;

    padding: 14px 30px;

    border-radius: 50px; /* Oval / pill shape */

    font-size: 0.95rem;
    line-height: 1;

    font-weight: 650;

    text-decoration: none;

    border: 2px solid transparent;

    white-space: nowrap;

    transition:
        transform 0.25s cubic-bezier(0.4, 0, 0.2, 1),
        background 0.25s ease,
        color 0.25s ease,
        border-color 0.25s ease,
        box-shadow 0.25s ease;
}

.learning-hero-btn-icon {
    font-size: 1.05rem;

    display: inline-flex;

    align-items: center;
}

.learning-hero-btn-arrow {
    display: inline-flex;

    align-items: center;

    font-size: 1rem;

    transition: transform 0.25s ease;
}

.learning-hero-btn:hover .learning-hero-btn-arrow {
    transform: translateX(4px);
}


/* Primary Button (Brand Green) */

.learning-hero-btn-primary {
    background: #0f766e;

    color: #ffffff !important;

    border-color: #0f766e;

    box-shadow:
        0 6px 18px rgba(15, 118, 110, 0.28);
}

.learning-hero-btn-primary:hover {
    background: #0d5a54;

    border-color: #0d5a54;

    color: #ffffff !important;

    transform: translateY(-3px);

    box-shadow:
        0 12px 28px rgba(15, 118, 110, 0.38);

    text-decoration: none;
}


/* Outline Button (White with Green Border) */

.learning-hero-btn-outline {
    background: #ffffff;

    color: #0f766e !important;

    border-color: #0f766e;
}

.learning-hero-btn-outline:hover {
    background: #f0fdfa;

    color: #0d5a54 !important;

    transform: translateY(-3px);

    box-shadow:
        0 12px 28px rgba(15, 118, 110, 0.18);

    text-decoration: none;
}


/* =========================================================
   COMMON SECTIONS
   ========================================================= */

.learning-center-popular,
.learning-directory-section,
.learning-center-tools-section,
.learning-center-bottom {
    padding: 78px 0;
}

.learning-center-popular {
    background: #ffffff;
}

.learning-center-section-heading {
    display: flex;

    justify-content: space-between;
    align-items: flex-end;

    gap: 40px;

    margin-bottom: 38px;
}

.learning-center-section-heading > div {
    min-width: 0;
}

.section-eyebrow {
    display: block;

    margin-bottom: 11px;

    color: #0b63ce;

    font-size: 11px;
    line-height: 1.2;

    font-weight: 800;

    letter-spacing: 0.14em;

    text-transform: uppercase;
}

.learning-center-section-heading h2,
.learning-center-bottom h2 {
    margin: 0;

    color: #172033;

    font-size: clamp(28px, 3vw, 38px);

    line-height: 1.2;

    letter-spacing: -0.025em;

    font-weight: 800;
}

.learning-center-section-heading > p {
    max-width: 500px;

    margin: 0;

    color: #687588;

    font-size: 15px;

    line-height: 1.75;
}


/* Centered heading */

.learning-center-section-heading.centered {
    display: block;

    max-width: 760px;

    margin: 0 auto 44px;

    text-align: center;
}

.learning-center-section-heading.centered p {
    max-width: 650px;

    margin: 15px auto 0;
}


/* =========================================================
   POPULAR TOPIC CARDS
   ========================================================= */

.learning-center-topic-grid {
    display: grid;

    grid-template-columns: repeat(4, minmax(0, 1fr));

    gap: 18px;
}

.learning-topic-card {
    display: flex;

    align-items: flex-start;

    gap: 17px;

    min-height: 190px;

    padding: 24px;

    border: 1px solid #e4e9f0;

    border-radius: 18px;

    background: #ffffff;

    color: inherit;

    text-decoration: none;

    box-shadow:
        0 5px 18px rgba(24, 42, 70, 0.04);

    transition:
        transform 0.22s ease,
        box-shadow 0.22s ease,
        border-color 0.22s ease;
}

.learning-topic-card:hover {
    transform: translateY(-4px);

    border-color: #cdd9e8;

    box-shadow:
        0 18px 38px rgba(24, 42, 70, 0.09);
}

.learning-topic-icon {
    flex: 0 0 auto;

    width: 48px;
    height: 48px;

    display: flex;

    align-items: center;
    justify-content: center;

    border-radius: 13px;

    background: #eef5ff;

    color: #0b63ce;

    font-size: 22px;

    font-weight: 800;
}

.learning-topic-content {
    min-width: 0;
}

.learning-topic-label {
    display: block;

    margin-bottom: 7px;

    color: #778398;

    font-size: 10px;

    font-weight: 800;

    letter-spacing: 0.10em;

    text-transform: uppercase;
}

.learning-topic-card h3 {
    margin: 0;

    color: #172033;

    font-size: 20px;

    line-height: 1.25;

    font-weight: 800;
}

.learning-topic-card p {
    margin: 10px 0 15px;

    color: #687588;

    font-size: 13px;

    line-height: 1.65;
}

.learning-topic-link {
    color: #0b63ce;

    font-size: 13px;

    font-weight: 750;
}


/* =========================================================
   DIRECTORY
   ========================================================= */

.learning-directory-section {
    background: #f7f9fc;

    border-top: 1px solid #edf1f6;
    border-bottom: 1px solid #edf1f6;
}

.learning-directory-grid {
    display: grid;

    grid-template-columns: repeat(4, minmax(0, 1fr));

    gap: 22px;
}

.learning-directory-card {
    display: flex;

    flex-direction: column;

    min-width: 0;

    padding: 27px;

    background: #ffffff;

    border: 1px solid #e3e8ef;

    border-radius: 18px;

    box-shadow:
        0 5px 18px rgba(24, 42, 70, 0.035);

    transition:
        transform 0.22s ease,
        box-shadow 0.22s ease,
        border-color 0.22s ease;
}

.learning-directory-card:hover {
    transform: translateY(-3px);

    border-color: #d2dce9;

    box-shadow:
        0 16px 34px rgba(24, 42, 70, 0.075);
}

.directory-card-top {
    display: flex;

    align-items: center;

    justify-content: space-between;

    gap: 15px;

    margin-bottom: 20px;
}

.directory-icon {
    width: 46px;
    height: 46px;

    display: flex;

    align-items: center;
    justify-content: center;

    border-radius: 12px;

    background: #eef5ff;

    color: #0b63ce;

    font-size: 20px;

    font-weight: 800;
}

.directory-category {
    color: #8792a3;

    font-size: 9px;

    font-weight: 800;

    letter-spacing: 0.10em;

    text-transform: uppercase;

    text-align: right;
}

.learning-directory-card h3 {
    margin: 0;

    color: #172033;

    font-size: 20px;

    line-height: 1.3;

    font-weight: 800;
}

.learning-directory-card > p {
    margin: 11px 0 18px;

    color: #687588;

    font-size: 13px;

    line-height: 1.7;
}


/* Article list */

.learning-directory-card ul {
    margin: 0 0 22px;

    padding: 0;

    list-style: none;
}

.learning-directory-card li {
    padding: 9px 0;

    border-bottom: 1px solid #edf1f5;
}

.learning-directory-card li:last-child {
    border-bottom: 0;
}

.learning-directory-card li a {
    position: relative;

    display: block;

    padding-left: 16px;

    color: #334155;

    font-size: 13px;

    line-height: 1.5;

    text-decoration: none;

    transition:
        color 0.2s ease,
        padding-left 0.2s ease;
}

.learning-directory-card li a::before {
    content: "›";

    position: absolute;

    left: 0;

    top: 0;

    color: #0b63ce;

    font-weight: 800;
}

.learning-directory-card li a:hover {
    padding-left: 20px;

    color: #0b63ce;
}


/* Category link */

.directory-view {
    margin-top: auto;

    color: #0b63ce;

    font-size: 13px;

    font-weight: 750;

    text-decoration: none;
}

.directory-view:hover {
    color: #084f9f;
}


/* =========================================================
   LEARN + CALCULATE
   ========================================================= */

.learning-center-tools-section {
    background: #ffffff;
}

.learning-center-tools-card {
    display: flex;

    align-items: center;

    justify-content: space-between;

    gap: 50px;

    padding: 46px 52px;

    border-radius: 22px;

    background:
        linear-gradient(
            135deg,
            #071d3d 0%,
            #0b3567 55%,
            #0b4d83 100%
        );

    box-shadow:
        0 20px 50px rgba(7, 29, 61, 0.16);
}

.learning-center-tools-content {
    max-width: 720px;
}

.learning-center-tools-content .section-eyebrow {
    color: #9fd0ff;
}

.learning-center-tools-content h2 {
    margin: 0;

    color: #ffffff !important;

    font-size: clamp(28px, 3vw, 40px);

    line-height: 1.2;

    letter-spacing: -0.025em;

    font-weight: 800;
}

.learning-center-tools-content p {
    max-width: 680px;

    margin: 15px 0 0;

    color: rgba(255, 255, 255, 0.84) !important;

    font-size: 15px;

    line-height: 1.75;
}

.learning-center-tools-actions {
    display: flex;

    flex-wrap: wrap;

    gap: 12px;

    flex: 0 0 auto;
}

.learning-primary-button,
.learning-secondary-button {
    display: inline-flex;

    align-items: center;
    justify-content: center;

    min-height: 48px;

    padding: 0 21px;

    border-radius: 10px;

    font-size: 13px;

    font-weight: 750;

    text-decoration: none;

    transition:
        transform 0.2s ease,
        background 0.2s ease,
        color 0.2s ease;
}

.learning-primary-button {
    background: #ffffff;

    color: #0b3567;
}

.learning-primary-button:hover {
    transform: translateY(-2px);

    background: #eef6ff;

    color: #07366b;
}

.learning-secondary-button {
    border: 1px solid rgba(255, 255, 255, 0.28);

    color: #ffffff;
}

.learning-secondary-button:hover {
    transform: translateY(-2px);

    background: rgba(255, 255, 255, 0.10);
}


/* =========================================================
   BOTTOM
   ========================================================= */

.learning-center-bottom {
    background: #f7f9fc;

    border-top: 1px solid #e8edf4;
}

.learning-center-bottom-inner {
    display: flex;

    align-items: center;

    justify-content: space-between;

    gap: 40px;
}

.learning-center-bottom h2 {
    max-width: 650px;
}


.learning-center-bottom-links {
    display: flex;

    flex-wrap: wrap;

    gap: 10px;

    justify-content: flex-end;
}

.learning-center-bottom-links a {
    display: inline-flex;

    align-items: center;

    min-height: 42px;

    padding: 0 16px;

    border: 1px solid #dce3ec;

    border-radius: 9px;

    background: #ffffff;

    color: #334155;

    font-size: 12px;

    font-weight: 700;

    text-decoration: none;

    transition:
        border-color 0.2s ease,
        color 0.2s ease,
        transform 0.2s ease;
}

.learning-center-bottom-links a:hover {
    transform: translateY(-2px);

    border-color: #b9c9dd;

    color: #0b63ce;
}


/* =========================================================
   LEARNING CENTER — EDUCATIONAL INFORMATION
   ========================================================= */

.learning-center-intro-content {
    max-width: 900px;

    margin: 58px auto 0;

    padding-top: 42px;

    border-top: 1px solid #e8edf3;
}

.learning-center-intro-content h2 {
    margin: 0 0 18px;

    color: #172033;

    font-size: clamp(25px, 3vw, 34px);

    line-height: 1.25;

    letter-spacing: -0.025em;

    font-weight: 800;
}

.learning-center-intro-content p {
    margin: 0 0 18px;

    color: #687588;

    font-size: 16px;

    line-height: 1.8;
}

.learning-center-intro-content p:last-child {
    margin-bottom: 0;
}


/* =========================================================
   FINANCIAL EDUCATION SECTION
   ========================================================= */

.learning-center-info-section {
    padding: 82px 0;

    background: #f7f9fc;

    border-top: 1px solid #edf1f5;
    border-bottom: 1px solid #edf1f5;
}

.learning-center-info-grid {
    display: grid;

    grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);

    gap: 70px;

    align-items: start;
}

.learning-center-info-content {
    max-width: 720px;
}

.learning-center-info-content h2 {
    margin: 0 0 22px;

    color: #172033;

    font-size: clamp(28px, 3vw, 40px);

    line-height: 1.2;

    letter-spacing: -0.03em;

    font-weight: 800;
}

.learning-center-info-content p {
    margin: 0 0 19px;

    color: #687588;

    font-size: 16px;

    line-height: 1.8;
}

.learning-center-info-content p:last-child {
    margin-bottom: 0;
}


/* Learning steps */

.learning-center-info-list {
    display: grid;

    gap: 16px;
}

.learning-info-item {
    display: grid;

    grid-template-columns: 52px minmax(0, 1fr);

    gap: 17px;

    padding: 22px;

    background: #ffffff;

    border: 1px solid #e5eaf0;

    border-radius: 14px;

    box-shadow: 0 8px 25px rgba(20, 34, 54, 0.045);
}

.learning-info-number {
    display: flex;

    align-items: center;
    justify-content: center;

    width: 52px;
    height: 52px;

    border-radius: 12px;

    background: #eaf3ff;

    color: #0b63ce;

    font-size: 13px;

    font-weight: 800;
}

.learning-info-item h3 {
    margin: 1px 0 7px;

    color: #172033;

    font-size: 17px;

    line-height: 1.35;

    font-weight: 750;
}

.learning-info-item p {
    margin: 0;

    color: #718096;

    font-size: 14px;

    line-height: 1.7;
}


/* =========================================================
   RESPONSIVE
   ========================================================= */

@media (max-width: 1100px) {

    .learning-center-topic-grid,
    .learning-directory-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .learning-center-tools-card {
        align-items: flex-start;

        flex-direction: column;

        gap: 28px;
    }

}


@media (max-width: 900px) {

    .learning-center-info-grid {
        grid-template-columns: 1fr;

        gap: 42px;
    }

    .learning-center-info-content {
        max-width: none;
    }

}


@media (max-width: 850px) {

    .learning-center-section-heading {
        display: block;
    }

    .learning-center-section-heading > p {
        margin-top: 15px;
    }

    .learning-center-bottom-inner {
        align-items: flex-start;

        flex-direction: column;
    }

    .learning-center-bottom-links {
        justify-content: flex-start;
    }

}


@media (max-width: 640px) {

    .learning-center-breadcrumb {
        min-height: 44px;

        font-size: 12px;
    }

    .learning-center-hero-inner {
        padding: 60px 0 58px;
    }

    .learning-center-hero h1 {
        font-size: 38px;
    }

    .learning-center-hero p {
        font-size: 16px;
    }

    /* Hero links stack vertically */
    .learning-center-hero-links {
        flex-direction: column;

        align-items: stretch;

        gap: 12px;

        margin-top: 26px;
    }

    .learning-hero-btn {
        justify-content: center;

        width: 100%;

        padding: 13px 24px;

        font-size: 0.9rem;
    }

    .learning-center-topic-grid,
    .learning-directory-grid {
        grid-template-columns: 1fr;
    }

    .learning-center-popular,
    .learning-directory-section,
    .learning-center-tools-section,
    .learning-center-bottom {
        padding: 58px 0;
    }

    .learning-center-tools-card {
        padding: 32px 25px;

        border-radius: 18px;
    }

    .learning-center-tools-actions {
        width: 100%;

        flex-direction: column;
    }

    .learning-primary-button,
    .learning-secondary-button {
        width: 100%;
    }

}


@media (max-width: 600px) {

    .learning-center-intro-content {
        margin-top: 42px;

        padding-top: 32px;
    }

    .learning-center-info-section {
        padding: 62px 0;
    }

    .learning-info-item {
        grid-template-columns: 44px minmax(0, 1fr);

        gap: 13px;

        padding: 18px;
    }

    .learning-info-number {
        width: 44px;
        height: 44px;

        border-radius: 10px;
    }

}


@media (max-width: 400px) {

    .learning-hero-btn {
        padding: 12px 20px;

        font-size: 0.85rem;

        gap: 8px;
    }

    .learning-hero-btn-icon {
        font-size: 0.95rem;
    }

}


/* =========================================================
   REDUCED MOTION
   ========================================================= */

@media (prefers-reduced-motion: reduce) {

    .learning-center-page *,
    .learning-center-page *::before,
    .learning-center-page *::after {
        animation: none !important;

        transition: none !important;
    }

    .learning-hero-btn:hover,
    .learning-hero-btn:hover .learning-hero-btn-arrow,
    .learning-topic-card:hover,
    .learning-directory-card:hover,
    .learning-center-bottom-links a:hover,
    .learning-primary-button:hover,
    .learning-secondary-button:hover {
        transform: none !important;
    }

}