:root{--primary:#0F766E;--primary-dark:#115E59;--primary-light:#14B8A6;--secondary:#14B8A6;--accent:#F59E0B;--success:#16A34A;--danger:#DC2626;--warning:#F59E0B;--background:#F8FAFC;--surface:#FFFFFF;--surface-soft:#F8FAFC;--surface-muted:#F1F5F9;--text-primary:#0F172A;--text-secondary:#334155;--text-body:#475569;--text-light:#64748B;--text-muted:#64748B;--text-white:#FFFFFF;--border-normal:#E2E8F0;--border-card:#E2E8F0;--border-input:#CBD5E1;--border-light:#F1F5F9;--radius-sm:8px;--radius-md:10px;--radius-lg:16px;--radius-xl:20px;--radius-2xl:24px;--radius-pill:999px;--shadow-light:0 4px 16px rgba(15,23,42,0.06);--shadow-card:0 6px 20px rgba(15,23,42,0.07);--shadow-hover:0 12px 30px rgba(15,23,42,0.10);--shadow-medium:0 8px 24px rgba(15,23,42,0.08);--shadow-large:0 18px 40px rgba(15,23,42,0.12);--shadow-xl:0 25px 60px rgba(15,23,42,0.15);--font-sans:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe 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rgba(15,118,110,0.20);--primary-color:var(--primary);--primary-hover:var(--primary-dark);--secondary-color:var(--secondary);--accent-color:var(--accent);--success-color:var(--success);--danger-color:var(--danger);--warning-color:var(--warning);--background-color:var(--background);--surface-color:var(--surface);--heading-color:var(--text-primary);--text-color:var(--text-secondary);--border-color:var(--border-normal);--shadow-sm:var(--shadow-light);--shadow-md:var(--shadow-medium);--shadow-lg:var(--shadow-large);} *,*::before,*::after{margin:0;padding:0;box-sizing:border-box;} html{scroll-behavior:smooth;} body{min-height:100vh;} img{max-width:100%;display:block;} a{text-decoration:none;color:inherit;} button{border:none;background:none;cursor:pointer;font:inherit;} input,select,textarea{font:inherit;} ul,ol{list-style:none;} html{font-size:16px;-webkit-text-size-adjust:100%;text-size-adjust:100%;} body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe 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small{font-size:0.875rem;line-height:1.5;} ul,ol{margin-top:0;margin-bottom:18px;} li{line-height:1.65;} button,input,textarea,select{font-family:inherit;} button,input,textarea,select{font-size:1rem;} img{display:block;max-width:100%;height:auto;} code,pre{font-family:"SFMono-Regular",Consolas,"Liberation Mono",Menlo,monospace;} ::selection{background:rgba(15,118,110,0.16);color:var(--text-primary);} @media (max-width:650px){body{font-size:15px;line-height:1.65;} h1{font-size:clamp(2rem,9vw,2.75rem);line-height:1.12;} h2{font-size:clamp(1.75rem,7vw,2.25rem);} h3{font-size:1.25rem;} p{font-size:0.95rem;line-height:1.65;}} .container{width:100%;max-width:var(--container-width,1200px);margin-inline:auto;padding-inline:20px;box-sizing:border-box;} .section{padding:80px 0;} .section-sm{padding:60px 0;} .section-lg{padding:120px 0;} .content-sm{width:100%;max-width:700px;margin-inline:auto;} .content-md{width:100%;max-width:900px;margin-inline:auto;} .content-lg{width:100%;max-width:1100px;margin-inline:auto;} .text-center{text-align:center;} .text-left{text-align:left;} .text-right{text-align:right;} .mb-1{margin-bottom:10px;} .mb-2{margin-bottom:20px;} .mb-3{margin-bottom:30px;} .mb-4{margin-bottom:40px;} .mb-5{margin-bottom:60px;} .pt-1{padding-top:20px;} .pt-2{padding-top:40px;} .pt-3{padding-top:60px;} .pb-1{padding-bottom:20px;} .pb-2{padding-bottom:40px;} .pb-3{padding-bottom:60px;} @media (max-width:650px){.container{padding-inline:16px;} .section{padding:64px 0;} .section-sm{padding:48px 0;} .section-lg{padding:80px 0;}} .flex{display:flex;} .flex-wrap{flex-wrap:wrap;} .flex-column{flex-direction:column;} .items-center{align-items:center;} .items-start{align-items:flex-start;} .items-end{align-items:flex-end;} .justify-center{justify-content:center;} .justify-between{justify-content:space-between;} .justify-around{justify-content:space-around;} .justify-end{justify-content:flex-end;} .gap-10{gap:10px;} .gap-20{gap:20px;} .gap-30{gap:30px;} .gap-40{gap:40px;} .grid{display:grid;gap:30px;} .grid-2{grid-template-columns:repeat(2,1fr);} .grid-3{grid-template-columns:repeat(3,1fr);} .grid-4{grid-template-columns:repeat(4,1fr);} .grid-5{grid-template-columns:repeat(5,1fr);} .grid-auto{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));} .hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center;} .calculator-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;} .category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:25px;} .planning-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;} .feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;} .learning-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;} .guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;} .site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,0.95);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid var(--border-light,#e2e8f0);box-shadow:0 1px 3px rgba(0,0,0,0.04);} .header-inner{display:flex;align-items:center;justify-content:space-between;height:68px;gap:20px;} .site-logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0;} .site-logo-mark{display:flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:10px;overflow:hidden;transition:transform 0.2s;} .site-logo:hover .site-logo-mark{transform:scale(1.04);} .site-logo-icon{display:block;width:100%;height:100%;object-fit:contain;} .site-logo-text{font-size:22px;font-weight:800;font-family:'Inter',sans-serif;color:#0f172a;letter-spacing:-0.02em;line-height:1;} .site-logo-text span{color:#0f766e;} .main-navigation{display:flex;align-items:center;gap:4px;margin-left:auto;margin-right:12px;flex-shrink:0;white-space:nowrap;} .nav-link{display:inline-flex;align-items:center;justify-content:center;gap:4px;min-height:42px;padding:8px 14px;font-size:14px;font-weight:500;color:#334155;border-radius:8px;text-decoration:none;transition:color 0.2s,background-color 0.2s;background:transparent;border:none;cursor:pointer;font-family:'Inter',sans-serif;white-space:nowrap;} .nav-link:hover{color:#0f766e;background:#f0fdfa;} .nav-link:focus-visible{outline:2px solid rgba(15,118,110,0.35);outline-offset:2px;} .nav-mega-wrapper{position:relative;} .nav-chevron{font-size:10px;color:#94a3b8;transition:transform 0.2s;margin-left:2px;} .nav-mega-trigger[aria-expanded="true"] .nav-chevron{transform:rotate(180deg);} .mega-menu{position:absolute;top:calc(100%+10px);left:50%;transform:translateX(-50%) translateY(-8px);width:min(900px,calc(100vw - 40px));padding:28px 32px;background:#ffffff;border:1px solid #e2e8f0;border-radius:16px;box-shadow:0 20px 60px rgba(15,23,42,0.12);opacity:0;visibility:hidden;pointer-events:none;transition:opacity 0.18s ease,transform 0.18s ease;z-index:100;display:grid;grid-template-columns:260px minmax(0,1fr);gap:32px;white-space:normal;} .nav-mega-wrapper:hover .mega-menu,.nav-mega-wrapper:focus-within .mega-menu,.nav-mega-wrapper.is-open .mega-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0);} .mega-menu-intro{width:260px;max-width:260px;min-width:0;margin:0;padding:0 24px 0 0;border-right:1px solid #e2e8f0;border-bottom:none;overflow:hidden;overflow-wrap:break-word;word-wrap:break-word;word-break:break-word;white-space:normal;} .mega-menu-label{display:inline-block;margin-bottom:10px;padding:3px 12px;color:#0f766e;background:#f0fdfa;font-size:10px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;border-radius:100px;} .mega-menu-title{display:block;width:100%;max-width:100%;min-width:0;margin:0 0 10px;padding:0;color:#0f172a;font-family:'Inter',sans-serif;font-size:18px;line-height:1.35;font-weight:800;letter-spacing:-0.01em;white-space:normal;overflow-wrap:break-word;word-wrap:break-word;word-break:break-word;overflow:hidden;} .mega-menu-intro p{width:100%;max-width:100%;min-width:0;margin:0 0 12px;padding:0;color:#64748b;font-family:'Inter',sans-serif;font-size:12px;line-height:1.65;white-space:normal;overflow-wrap:break-word;word-wrap:break-word;word-break:break-word;overflow:hidden;} .mega-view-all{display:inline-flex;align-items:center;gap:6px;margin-top:4px;color:#0f766e;font-size:13px;font-weight:700;text-decoration:none;transition:gap 0.2s,color 0.2s;white-space:normal;overflow-wrap:break-word;} .mega-view-all:hover{color:#115e59;gap:12px;} .mega-view-all:focus-visible{outline:2px solid #0f766e;outline-offset:2px;border-radius:4px;} .mega-menu-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:6px;align-content:start;min-width:0;width:100%;} .mega-item{display:flex;align-items:flex-start;gap:12px;padding:10px 12px;border-radius:10px;text-decoration:none;transition:background-color 0.2s;min-width:0;overflow:hidden;} .mega-item:hover{background:#f8fafc;} .mega-item:focus-visible{background:#f1f5f9;outline:2px solid #0f766e;outline-offset:2px;} .mega-icon{font-size:20px;line-height:1.2;flex-shrink:0;} .mega-item-content{min-width:0;max-width:100%;overflow:hidden;} .mega-item-content strong{display:block;margin:0;color:#0f172a;font-size:13px;font-weight:700;line-height:1.35;white-space:normal;overflow-wrap:break-word;word-break:break-word;} .mega-item-content small{display:block;margin-top:3px;max-width:100%;color:#94a3b8;font-size:11px;line-height:1.5;white-space:normal;overflow-wrap:break-word;word-break:break-word;} .header-actions{display:flex;align-items:center;gap:10px;flex-shrink:0;} .header-signin{padding:8px 14px;font-size:14px;font-weight:500;color:#334155;text-decoration:none;border-radius:8px;transition:color 0.2s,background-color 0.2s;} .header-signin:hover{color:#0f172a;background:#f1f5f9;} .header-signin:focus-visible{outline:2px solid #0f766e;outline-offset:2px;} .header-signup{display:inline-flex;align-items:center;justify-content:center;padding:8px 20px;font-size:14px;font-weight:600;color:#ffffff;background:linear-gradient(135deg,#0f766e,#0d9488);text-decoration:none;border-radius:8px;transition:transform 0.2s,box-shadow 0.2s;box-shadow:0 4px 12px rgba(15,118,110,0.20);border:none;cursor:pointer;font-family:'Inter',sans-serif;line-height:1.4;} .header-signup:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(15,118,110,0.30);} .header-signup:focus-visible{outline:2px solid #0f766e;outline-offset:2px;} .header-logout-form{display:inline-flex;align-items:center;margin:0;} .header-signup-button{padding:8px 20px;} .mobile-menu-toggle{display:none;flex-direction:column;justify-content:space-between;width:28px;height:20px;background:transparent;border:none;padding:0;cursor:pointer;} .mobile-menu-toggle:focus-visible{outline:2px solid #0f766e;outline-offset:4px;border-radius:4px;} .mobile-menu-toggle span{display:block;width:100%;height:2.5px;background:#0f172a;border-radius:2px;transition:all 0.2s;} .mobile-menu-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(8.5px) rotate(45deg);} .mobile-menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0;} .mobile-menu-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-8.5px) rotate(-45deg);} .mobile-navigation{display:none;position:absolute;top:100%;left:0;right:0;background:#ffffff;border-top:1px solid #e2e8f0;padding:20px 24px;flex-direction:column;gap:6px;max-height:calc(100vh - 68px);overflow-y:auto;z-index:999;} .mobile-navigation.open{display:flex;} .mobile-navigation a{padding:10px 14px;font-size:15px;font-weight:500;color:#334155;text-decoration:none;border-radius:8px;transition:all 0.2s;} .mobile-navigation a:hover{background:#f1f5f9;color:#0f172a;} .mobile-navigation a:focus-visible{outline:2px solid #0f766e;outline-offset:2px;} .mobile-navigation details{border-radius:8px;} .mobile-navigation details summary{padding:10px 14px;font-size:15px;font-weight:500;color:#334155;cursor:pointer;list-style:none;border-radius:8px;transition:all 0.2s;display:flex;align-items:center;justify-content:space-between;} .mobile-navigation details summary::-webkit-details-marker{display:none;} .mobile-navigation details summary::after{content:'▾';font-size:12px;color:#94a3b8;transition:transform 0.2s;} .mobile-navigation details[open] summary::after{transform:rotate(180deg);} .mobile-navigation details summary:hover{background:#f1f5f9;} .mobile-navigation details summary:focus-visible{outline:2px solid #0f766e;outline-offset:2px;} .mobile-navigation details a{padding:10px 14px 10px 36px;font-size:14px;font-weight:400;display:block;} .mobile-navigation details a:hover{background:#f1f5f9;color:#0f172a;} .mobile-account-actions{margin-top:12px;padding-top:12px;border-top:1px solid #e2e8f0;display:flex;flex-direction:column;gap:6px;} .mobile-account-actions a{padding:10px 14px;font-size:15px;font-weight:500;color:#334155;text-decoration:none;border-radius:8px;transition:all 0.2s;} .mobile-account-actions a:hover{background:#f1f5f9;color:#0f172a;} .mobile-logout-form{display:block;margin:0;} .mobile-signout-button{width:100%;padding:10px 14px;font-size:15px;font-weight:500;color:#334155;text-decoration:none;border-radius:8px;transition:all 0.2s;background:transparent;border:none;cursor:pointer;font-family:inherit;text-align:left;line-height:1.4;} .mobile-signout-button:hover{background:#f1f5f9;color:#0f172a;} .mobile-signout-button:focus-visible{outline:2px solid #0f766e;outline-offset:2px;} @media (max-width:1200px){.main-navigation .nav-link{padding-left:9px;padding-right:9px;font-size:14px;} .mega-menu{width:min(820px,calc(100vw - 28px));padding:22px 26px;grid-template-columns:220px minmax(0,1fr);gap:24px;} .mega-menu-intro{width:220px;max-width:220px;padding-right:20px;} .mega-menu-grid{grid-template-columns:repeat(2,minmax(0,1fr));}} @media (max-width:1024px){.main-navigation{display:none;} .mobile-menu-toggle{display:flex;} .header-actions .header-signin,.header-actions .header-signup,.header-actions .header-logout-form{display:none;} .header-actions{gap:4px;} .mega-menu{display:none;}} @media (min-width:1025px){.mobile-navigation{display:none !important;}} @media (prefers-reduced-motion:reduce){.site-logo-mark,.site-logo-icon,.header-signup,.mega-view-all,.mega-item,.nav-link,.nav-chevron{transition:none !important;} .header-signup:hover{transform:none !important;} .site-logo:hover .site-logo-mark{transform:none !important;}} .main-navigation{display:flex;align-items:center;gap:4px;margin-left:auto;white-space:nowrap;} .main-navigation .nav-link{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:9px 13px;border:0;border-radius:8px;background:transparent;color:#1f2937;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:15px;font-weight:600;line-height:1.2;text-decoration:none;cursor:pointer;transition:color 0.2s ease,background-color 0.2s ease;} .main-navigation .nav-link:hover,.main-navigation .nav-link:focus-visible{color:#0f766e;background:#f0fdfa;} .main-navigation .nav-link:focus-visible{outline:2px solid rgba(15,118,110,0.35);outline-offset:2px;} .nav-mega-wrapper{position:relative;} .nav-chevron{font-size:10px;color:#94a3b8;transition:transform 0.2s;margin-left:2px;} .nav-mega-trigger[aria-expanded="true"] .nav-chevron{transform:rotate(180deg);} .mega-menu{position:absolute;top:calc(100%+10px);left:50%;width:min(900px,calc(100vw - 40px));transform:translateX(-50%) translateY(-8px);display:grid;grid-template-columns:minmax(230px,0.72fr) minmax(0,1.55fr);gap:28px;padding:28px;background:#ffffff;border:1px solid #e2e8f0;border-radius:18px;box-shadow:0 25px 60px rgba(15,23,42,0.14);opacity:0;visibility:hidden;pointer-events:none;transition:opacity 0.18s ease,transform 0.18s ease;z-index:100;} .nav-mega-wrapper:hover .mega-menu,.nav-mega-wrapper:focus-within .mega-menu,.nav-mega-wrapper.is-open .mega-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0);} .mega-menu-intro{min-width:0;padding:8px 24px 8px 4px;border-right:1px solid #e2e8f0;overflow-wrap:break-word;word-wrap:break-word;} .mega-menu-label{display:inline-block;margin-bottom:8px;color:#0f766e;font-size:10px;line-height:1.4;font-weight:800;letter-spacing:0.12em;text-transform:uppercase;} .mega-menu-title{display:inline-block;margin:0 0 10px;max-width:100%;color:#0f172a;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:20px;line-height:1.25;font-weight:800;letter-spacing:-0.02em;overflow-wrap:break-word;word-break:normal;} .mega-menu-intro p{max-width:100%;margin:0;color:#475569;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:12px;line-height:1.65;overflow-wrap:break-word;word-wrap:break-word;white-space:normal;} .mega-view-all{display:inline-flex;align-items:center;max-width:100%;margin-top:16px;color:#0f766e;font-size:12px;line-height:1.4;font-weight:700;white-space:normal;text-decoration:none;transition:color 0.2s ease,gap 0.2s ease;} .mega-view-all:hover{color:#115e59;gap:12px;} .mega-menu-grid{min-width:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;align-content:start;} .mega-item{min-width:0;display:flex;align-items:flex-start;gap:12px;padding:12px;border-radius:10px;color:#0f172a;text-decoration:none;overflow:hidden;transition:background-color 0.2s ease,color 0.2s ease;} .mega-item:hover{background:#f8fafc;color:#0f766e;} .mega-item:focus-visible{background:#f1f5f9;outline:2px solid #0f766e;outline-offset:2px;} .mega-icon{flex:0 0 34px;display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:9px;background:#f0fdfa;color:#0f766e;font-size:16px;line-height:1;} .mega-item>span:last-child{min-width:0;} .mega-item strong{display:block;color:#0f172a;font-size:13px;line-height:1.35;font-weight:700;overflow-wrap:break-word;word-wrap:break-word;} .mega-item small{display:block;max-width:100%;margin-top:4px;color:#64748b;font-size:10px;line-height:1.5;white-space:normal;overflow-wrap:break-word;word-wrap:break-word;} .mega-menu,.mega-menu *,.mega-item,.mega-item>span{box-sizing:border-box;} @media (max-width:1200px){.main-navigation .nav-link{padding-left:9px;padding-right:9px;font-size:14px;} .mega-menu{width:min(820px,calc(100vw - 28px));grid-template-columns:minmax(190px,0.68fr) minmax(0,1.7fr);gap:18px;padding:20px;} .mega-menu-grid{gap:5px;} .mega-item{gap:9px;padding:9px;} .mega-item strong{font-size:13px;} .mega-item small{font-size:10px;}} @media (max-width:1100px){.main-navigation{display:none;} .mega-menu{display:none;}} .site-footer{width:100%;background:#0f172a;color:#cbd5e1;border-top:1px solid #1e293b;} .site-footer .container{width:100%;} .site-footer .footer-top{display:grid;grid-template-columns:minmax(260px,1.45fr) repeat(4,minmax(150px,1fr));gap:42px;padding:70px 0 58px;} .site-footer .footer-brand{max-width:390px;} .footer-brand-name{display:inline-block;margin-bottom:18px;color:#ffffff;font-size:25px;font-weight:800;letter-spacing:-0.025em;text-decoration:none;} .footer-brand-name span{color:#60a5fa;} .footer-brand-description{max-width:370px;margin:0;color:#94a3b8;font-size:14px;line-height:1.75;} .site-footer .footer-heading{margin:4px 0 20px;color:#ffffff;font-size:14px;font-weight:700;letter-spacing:.01em;} .site-footer .footer-column ul{display:flex;flex-direction:column;gap:11px;margin:0;padding:0;list-style:none;} .site-footer .footer-column li{margin:0;padding:0;} .site-footer .footer-column li a{display:inline-block;color:#94a3b8;font-size:13px;line-height:1.5;text-decoration:none;transition:color .18s ease,transform .18s ease;} .site-footer .footer-column li a:hover{color:#60a5fa;transform:translateX(2px);} .footer-social-wrapper{margin-top:27px;} .footer-social-label{display:block;margin-bottom:11px;color:#cbd5e1;font-size:12px;font-weight:700;} .footer-social{display:flex;align-items:center;gap:9px;} .footer-social-link{display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border:1px solid #334155;border-radius:10px;background:#172033;color:#cbd5e1;text-decoration:none;transition:color .2s ease,background-color .2s ease,border-color .2s ease,transform .2s ease,box-shadow .2s ease;} .footer-social-link svg{display:block;width:17px;height:17px;fill:currentColor;} .footer-social-link:hover{color:#ffffff;background:#2563eb;border-color:#2563eb;transform:translateY(-3px);box-shadow:0 8px 20px rgba(37,99,235,.25);} .footer-social-link:focus-visible{outline:2px solid #60a5fa;outline-offset:3px;} .footer-trust-bar{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;padding:22px 0;border-top:1px solid #1e293b;border-bottom:1px solid #1e293b;} .footer-trust-item{display:flex;align-items:center;gap:12px;min-width:0;} .footer-trust-icon{display:inline-flex;flex:0 0 auto;align-items:center;justify-content:center;width:35px;height:35px;border-radius:9px;background:#172033;color:#60a5fa;font-size:13px;font-weight:800;} .footer-trust-item strong{display:block;margin-bottom:2px;color:#e2e8f0;font-size:12px;} .footer-trust-item small{display:block;color:#64748b;font-size:11px;line-height:1.45;} .site-footer .footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:23px 0;} .site-footer .footer-bottom p{margin:0;color:#64748b;font-size:12px;} .footer-bottom-right{display:flex;align-items:center;flex-wrap:wrap;gap:18px;} .footer-bottom-right a{color:#64748b;font-size:12px;text-decoration:none;transition:color .18s ease;} .footer-bottom-right a:hover{color:#94a3b8;} @media (max-width:1100px){.site-footer .footer-top{grid-template-columns:repeat(3,minmax(0,1fr));gap:38px;} .site-footer .footer-brand{grid-column:1 / -1;max-width:620px;} .footer-brand-description{max-width:600px;}} @media (max-width:800px){.site-footer .footer-top{grid-template-columns:repeat(2,minmax(0,1fr));gap:35px 28px;padding:55px 0 45px;} .site-footer .footer-brand{grid-column:1 / -1;} .footer-trust-bar{grid-template-columns:1fr;gap:15px;}} @media (max-width:600px){.site-footer .footer-top{grid-template-columns:1fr;gap:30px;padding:48px 0 40px;} .site-footer .footer-brand{max-width:none;} .footer-brand-description{max-width:none;} .footer-social-link{width:40px;height:40px;} .site-footer .footer-bottom{align-items:flex-start;flex-direction:column;gap:13px;padding:20px 0;} .footer-bottom-right{gap:14px;}} @media (max-width:420px){.footer-social{gap:8px;} .footer-social-link{width:37px;height:37px;border-radius:9px;}} .btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:46px;padding:12px 22px;border:1px solid transparent;border-radius:var(--radius-md,10px);font-family:inherit;font-size:14px;font-weight:700;line-height:1.2;text-align:center;text-decoration:none;white-space:nowrap;cursor:pointer;transition:background-color 0.18s ease,color 0.18s ease,border-color 0.18s ease,box-shadow 0.18s ease,transform 0.18s ease;-webkit-font-smoothing:antialiased;} .btn,.btn:hover,.btn:focus,.btn:active{text-decoration:none;} .btn-primary{background:var(--primary,#0f766e);border-color:var(--primary,#0f766e);color:#ffffff !important;box-shadow:0 4px 12px rgba(15,118,110,0.14);} .btn-primary:hover{background:var(--primary-dark,#115e59);border-color:var(--primary-dark,#115e59);color:#ffffff !important;transform:translateY(-2px);box-shadow:0 7px 18px rgba(15,118,110,0.20);} .btn-primary:active{transform:translateY(0);} .btn-secondary{background:#ffffff;border-color:var(--primary,#0f766e);color:var(--primary,#0f766e) !important;box-shadow:none;} .btn-secondary:hover{background:var(--primary,#0f766e);border-color:var(--primary,#0f766e);color:#ffffff !important;transform:translateY(-2px);box-shadow:0 6px 16px rgba(15,118,110,0.14);} .btn-light{background:#ffffff;border-color:#ffffff;color:var(--primary,#0f766e) !important;box-shadow:0 5px 15px rgba(0,0,0,0.10);} .btn-light:hover{background:#ecfdf5;border-color:#ecfdf5;color:var(--primary-dark,#115e59) !important;transform:translateY(-2px);} .btn-outline-light{background:transparent;border-color:rgba(255,255,255,0.70);color:#ffffff !important;} .btn-outline-light:hover{background:#ffffff;border-color:#ffffff;color:var(--primary,#0f766e) !important;transform:translateY(-2px);} .btn-sm{min-height:38px;padding:9px 16px;border-radius:8px;font-size:13px;} .btn-lg{min-height:52px;padding:14px 28px;border-radius:11px;font-size:15px;} .btn-block{width:100%;} .btn-icon{display:inline-flex;align-items:center;justify-content:center;width:18px;height:18px;flex:0 0 auto;font-size:16px;line-height:1;} .btn:focus{outline:none;} .btn:focus-visible{outline:3px solid rgba(15,118,110,0.22);outline-offset:2px;} .btn:disabled,.btn.disabled{opacity:0.55;cursor:not-allowed;pointer-events:none;transform:none !important;box-shadow:none !important;} .section-action .btn-primary{display:inline-flex;align-items:center;justify-content:center;min-width:220px;min-height:50px;padding:13px 26px;background:var(--primary,#0f766e);border:1px solid var(--primary,#0f766e);color:#ffffff !important;font-size:14px;font-weight:700;line-height:1.2;text-align:center;white-space:nowrap;box-shadow:0 5px 15px rgba(15,118,110,0.15);} .section-action .btn-primary:hover{background:var(--primary-dark,#115e59);border-color:var(--primary-dark,#115e59);color:#ffffff !important;transform:translateY(-2px);box-shadow:0 8px 20px rgba(15,118,110,0.20);} .ai-finance-intro .btn-primary{display:inline-flex;background:#ffffff !important;border-color:#ffffff !important;color:var(--primary,#0f766e) !important;box-shadow:0 6px 18px rgba(0,0,0,0.12);} .ai-finance-intro .btn-primary:hover{background:#ecfdf5 !important;border-color:#ecfdf5 !important;color:var(--primary-dark,#115e59) !important;transform:translateY(-2px);box-shadow:0 8px 22px rgba(0,0,0,0.15);} @media (prefers-reduced-motion:reduce){.btn,.btn:hover{transition:none;transform:none;}} @media (max-width:650px){.btn{min-height:46px;padding:11px 19px;font-size:14px;} .btn-lg{min-height:50px;padding:13px 22px;font-size:14px;} .section-action .btn-primary{width:100%;max-width:320px;min-height:50px;}} .card{position:relative;display:block;padding:24px;background:#ffffff;border:1px solid var(--border-card,#e2e8f0);border-radius:var(--radius-lg,16px);color:var(--text-primary,#0f172a);box-shadow:var(--shadow-light,0 4px 16px rgba(15,23,42,0.06));transition:transform 0.20s ease,box-shadow 0.20s ease,border-color 0.20s ease,background-color 0.20s ease;} .card:hover{transform:translateY(-4px);border-color:var(--primary,#0f766e);box-shadow:var(--shadow-hover,0 12px 30px rgba(15,23,42,0.10));} .card h2,.card h3,.card h4{color:var(--text-primary,#0f172a);} .card p{color:var(--text-body,#475569);} .card a{color:inherit;text-decoration:none;} .card-icon{display:flex;align-items:center;justify-content:center;width:48px;height:48px;margin-bottom:18px;border-radius:12px;background:#ecfdf5;color:var(--primary,#0f766e);font-size:20px;line-height:1;} .card-category{display:inline-block;margin-bottom:7px;color:var(--primary,#0f766e);font-size:11px;font-weight:800;letter-spacing:0.09em;text-transform:uppercase;} .card-primary{background:#f0fdfa;border-color:rgba(15,118,110,0.20);} .card-primary:hover{background:#ecfdf5;border-color:var(--primary,#0f766e);} .card-light{background:#f8fafc;border-color:var(--border-normal,#e2e8f0);} .card-light:hover{background:#ffffff;} .card-flat{box-shadow:none;} .card-flat:hover{box-shadow:var( --shadow-light,0 4px 16px rgba(15,23,42,0.06) );} .card-compact{padding:18px;border-radius:12px;} .card-large{padding:30px;border-radius:18px;} .tool-card{position:relative;display:flex;flex-direction:column;min-height:260px;padding:26px;background:#ffffff;border:1px solid var(--border-card,#e2e8f0);border-radius:16px;box-shadow:var(--shadow-light,0 4px 16px rgba(15,23,42,0.06));transition:transform 0.20s ease,box-shadow 0.20s ease,border-color 0.20s ease;} .tool-card:hover{transform:translateY(-4px);border-color:var(--primary,#0f766e);box-shadow:var(--shadow-hover,0 12px 30px rgba(15,23,42,0.10));} .tool-card h3{margin:7px 0 9px;color:var(--text-primary,#0f172a);font-size:18px;font-weight:750;line-height:1.35;} .tool-card p{margin:0;color:var(--text-body,#475569);font-size:14px;line-height:1.65;} .tool-card-action{margin-top:auto;padding-top:20px;color:var(--primary,#0f766e);font-size:14px;font-weight:700;} .category-card{display:flex;flex-direction:column;align-items:center;min-height:155px;padding:24px 18px;text-align:center;background:#ffffff;border:1px solid var(--border-card,#e2e8f0);border-radius:16px;color:var(--text-primary,#0f172a);transition:transform 0.20s ease,box-shadow 0.20s ease,border-color 0.20s ease;} .category-card:hover{transform:translateY(-4px);border-color:var(--primary,#0f766e);box-shadow:var(--shadow-light,0 4px 16px rgba(15,23,42,0.06));} .category-card-icon{display:flex;align-items:center;justify-content:center;width:50px;height:50px;margin-bottom:13px;border-radius:13px;background:#f0fdfa;font-size:23px;} .category-card h3{margin:0;color:var(--text-primary,#0f172a);font-size:16px;line-height:1.35;} .category-card small{margin-top:5px;color:var(--text-body,#475569);font-size:12px;line-height:1.5;} .content-card{overflow:hidden;background:#ffffff;border:1px solid var(--border-card,#e2e8f0);border-radius:16px;box-shadow:var(--shadow-light,0 4px 16px rgba(15,23,42,0.06));transition:transform 0.20s ease,box-shadow 0.20s ease,border-color 0.20s ease;} .content-card:hover{transform:translateY(-3px);border-color:var(--primary,#0f766e);box-shadow:var(--shadow-hover,0 12px 30px rgba(15,23,42,0.10));} .content-card-body{padding:24px;} .content-card h3{margin:8px 0 10px;color:var(--text-primary,#0f172a);font-size:18px;line-height:1.4;} .content-card p{margin:0 0 16px;color:var(--text-body,#475569);font-size:14px;line-height:1.7;} .content-card-link{color:var(--primary,#0f766e);font-size:14px;font-weight:700;} .ai-card{padding:24px;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.14);border-radius:16px;color:#ffffff;transition:background-color 0.20s ease,transform 0.20s ease,border-color 0.20s ease;} .ai-card:hover{background:rgba(255,255,255,0.13);border-color:rgba(255,255,255,0.24);transform:translateY(-3px);} .ai-card h3{margin:11px 0 7px;color:#ffffff;font-size:17px;line-height:1.4;} .ai-card p{margin:0;color:rgba(255,255,255,0.76);font-size:13px;line-height:1.65;} .number-card{padding:28px 24px;background:#ffffff;border:1px solid var(--border-card,#e2e8f0);border-radius:16px;} .number-card-number{display:block;margin-bottom:22px;color:var(--primary,#0f766e);font-size:13px;font-weight:800;} .number-card h3{margin-bottom:9px;color:var(--text-primary,#0f172a);font-size:18px;} .number-card p{margin:0;color:var(--text-body,#475569);font-size:13px;line-height:1.7;} .highlight-card{background:linear-gradient( 135deg,#f0fdfa 0%,#ffffff 100% );border-color:rgba(15,118,110,0.18);} .card-grid{display:grid;gap:20px;} .card-grid-2{grid-template-columns:repeat(2,minmax(0,1fr));} .card-grid-3{grid-template-columns:repeat(3,minmax(0,1fr));} .card-grid-4{grid-template-columns:repeat(4,minmax(0,1fr));} @media (max-width:900px){.card-grid-4{grid-template-columns:repeat(2,minmax(0,1fr));} .card-grid-3{grid-template-columns:repeat(2,minmax(0,1fr));}} @media (max-width:650px){.card{padding:20px;} .card-large{padding:24px;} .tool-card{min-height:0;padding:22px;} .card-grid-2,.card-grid-3,.card-grid-4{grid-template-columns:1fr;}} @media (prefers-reduced-motion:reduce){.card,.tool-card,.category-card,.content-card,.ai-card{transition:none;} .card:hover,.tool-card:hover,.category-card:hover,.content-card:hover,.ai-card:hover{transform:none;}}input,select,textarea{width:100%;padding:16px 18px;border:1px solid var(--border-color);border-radius:var(--radius-md);background:#fff;font-size:16px;transition:var(--transition);} input:focus,select:focus,textarea:focus{outline:none;border-color:var(--primary-color);box-shadow:0 0 0 4px rgba(15,118,110,.15);} label{display:block;margin-bottom:8px;font-weight:600;} .search-section{padding:70px 0;background:#ffffff;} .search-box{max-width:850px;margin:auto;text-align:center;} .search-title{margin-bottom:15px;} .search-description{color:var(--color-muted);margin-bottom:35px;} .search-form{display:flex;gap:12px;margin-bottom:25px;} .search-input{flex:1;height:58px;padding:0 22px;border-radius:var(--radius-md);border:1px solid var(--color-border);font-size:1rem;} .search-tags{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;} .search-tag{padding:10px 18px;background:#F3F4F6;border-radius:999px;transition:.3s;} .search-tag:hover{background:var(--color-primary);color:#fff;} @media(max-width:768px){.search-form{flex-direction:column;}} .hero{padding:90px 0;background:linear-gradient( 180deg,#ffffff,#f8fafc );} .hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:70px;align-items:center;} .hero-badge{display:inline-block;padding:8px 16px;border-radius:999px;background:#ECFDF5;color:var(--color-primary);font-size:.85rem;font-weight:600;margin-bottom:18px;} .hero-title{font-size:3.2rem;line-height:1.15;margin-bottom:24px;} .hero-description{max-width:620px;font-size:1.1rem;color:var(--color-muted);margin-bottom:32px;} .hero-buttons{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:40px;} .hero-rating{display:flex;align-items:center;gap:12px;color:var(--color-muted);} .hero-image{display:flex;justify-content:center;} .hero-image img{max-width:100%;} @media(max-width:992px){.hero-grid{grid-template-columns:1fr;} .hero{text-align:center;} .hero-description{margin:auto auto 32px;} .hero-buttons{justify-content:center;} .hero-rating{justify-content:center;}} .calculator{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-md);padding:35px;border:1px solid var(--color-border);} .calculator-header{margin-bottom:30px;} .calculator-body{display:grid;gap:20px;} .calculator-result{margin-top:35px;background:#F8FAFC;border-radius:var(--radius-md);padding:25px;} table{width:100%;border-collapse:collapse;} th{background:var(--color-primary);color:#fff;} th,td{padding:14px;border:1px solid var(--color-border);text-align:left;} tr:nth-child(even){background:#F9FAFB;} .calc-landing{--calc-primary:#0f766e;--calc-primary-hover:#0d5a54;--calc-primary-light:#f0fdfa;--calc-primary-soft:#ecfdf5;--calc-dark:#0f172a;--calc-text:#334155;--calc-muted:#64748b;--calc-border:#e2e8f0;--calc-border-soft:#f1f5f9;--calc-bg:#ffffff;--calc-bg-soft:#f8fafc;--calc-link:#2563eb;--calc-link-hover:#1d4ed8;--calc-radius:12px;--calc-radius-lg:16px;--calc-shadow-sm:0 1px 3px rgba(15,23,42,0.05);--calc-shadow:0 4px 16px rgba(15,23,42,0.06);--calc-shadow-lg:0 12px 40px rgba(15,23,42,0.08);font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;color:var(--calc-text);background:var(--calc-bg);line-height:1.6;} .calc-landing *{box-sizing:border-box;} .calc-container{max-width:1200px;margin:0 auto;padding:0 20px;} .calc-landing a{color:var(--calc-link);text-decoration:none;} .calc-landing a:hover{color:var(--calc-link-hover);text-decoration:underline;} .calc-breadcrumb{background:var(--calc-bg-soft);border-bottom:1px solid var(--calc-border);padding:14px 0;} .calc-breadcrumb-list{list-style:none;display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:0;padding:0;font-size:0.82rem;color:var(--calc-muted);} .calc-breadcrumb-list li{display:flex;align-items:center;gap:8px;} .calc-breadcrumb-list li[aria-current]{color:var(--calc-dark);font-weight:600;} .calc-breadcrumb-list a{color:var(--calc-link);text-decoration:none;} .calc-breadcrumb-list a:hover{text-decoration:underline;} .hero-section{position:relative;padding:80px 20px 90px;background:linear-gradient(135deg,#f0fdfa 0%,#ecfdf5 55%,#d1fae5 100%);overflow:hidden;text-align:center;} .hero-pattern{position:absolute;top:-60%;right:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(15,118,110,0.1) 0%,transparent 70%);border-radius:50%;pointer-events:none;} .hero-pattern-2{position:absolute;bottom:-40%;left:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(15,118,110,0.07) 0%,transparent 70%);border-radius:50%;pointer-events:none;} .hero-dots{position:absolute;top:20%;right:5%;display:grid;grid-template-columns:repeat(4,1fr);gap:8px;opacity:0.35;pointer-events:none;} .hero-dots span{width:6px;height:6px;border-radius:50%;background:var(--calc-primary);} .hero-content{position:relative;z-index:1;max-width:900px;margin:0 auto;} .hero-text .hero-badge{display:inline-block;font-size:0.75rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--calc-primary);background:rgba(255,255,255,0.85);padding:8px 18px;border-radius:24px;border:1px solid rgba(15,118,110,0.2);margin-bottom:22px;box-shadow:0 4px 12px rgba(15,118,110,0.08);} .hero-text h1{font-size:3.2rem;font-weight:800;line-height:1.1;color:var(--calc-dark);margin:0 0 22px;letter-spacing:-0.03em;} .hero-text h1 span{color:var(--calc-primary);display:inline-block;} .hero-text p{font-size:1.12rem;line-height:1.75;color:var(--calc-text);max-width:720px;margin:0 auto 32px;} .hero-text p strong{color:var(--calc-primary);font-weight:700;} .hero-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-bottom:44px;} .btn-primary-hero,.btn-secondary-hero{display:inline-flex;align-items:center;gap:8px;padding:14px 30px;border-radius:10px;font-size:0.95rem;font-weight:600;text-decoration:none;transition:all 0.25s ease;border:2px solid transparent;cursor:pointer;line-height:1.3;white-space:nowrap;} .btn-primary-hero{background:var(--calc-primary);color:#ffffff !important;border-color:var(--calc-primary);box-shadow:0 6px 20px rgba(15,118,110,0.25);} .btn-primary-hero:hover{background:var(--calc-primary-hover);border-color:var(--calc-primary-hover);color:#ffffff !important;transform:translateY(-2px);box-shadow:0 10px 26px rgba(15,118,110,0.32);text-decoration:none;} .btn-secondary-hero{background:rgba(255,255,255,0.9);color:var(--calc-primary) !important;border-color:rgba(15,118,110,0.25);} .btn-secondary-hero:hover{background:#ffffff;color:var(--calc-primary-hover) !important;border-color:var(--calc-primary);transform:translateY(-2px);text-decoration:none;box-shadow:0 8px 20px rgba(15,23,42,0.08);} .hero-stats{display:inline-flex;gap:40px;padding:22px 40px;background:rgba(255,255,255,0.85);border:1px solid rgba(15,118,110,0.15);border-radius:16px;backdrop-filter:blur(10px);flex-wrap:wrap;justify-content:center;} .hero-stat{display:flex;flex-direction:column;align-items:center;gap:2px;} .hero-stat .number{font-size:1.85rem;font-weight:800;color:var(--calc-primary);line-height:1;letter-spacing:-0.02em;} .hero-stat .label{font-size:0.78rem;font-weight:600;color:var(--calc-muted);text-transform:uppercase;letter-spacing:0.08em;} .calc-intro{background:#ffffff;padding:56px 0 24px;} .calc-intro-content{max-width:860px;margin:0 auto;text-align:left;} .calc-intro-content h2{font-size:1.75rem;font-weight:700;color:var(--calc-dark);margin:0 0 18px;letter-spacing:-0.01em;line-height:1.3;} .calc-intro-content p{font-size:1rem;line-height:1.8;color:var(--calc-text);margin:0 0 16px;} .calc-intro-content p:last-child{margin-bottom:0;} .calc-intro-content a{color:var(--calc-link);font-weight:500;text-decoration:none;border-bottom:1px solid rgba(37,99,235,0.3);transition:border-color 0.2s;} .calc-intro-content a:hover{text-decoration:none;border-bottom-color:var(--calc-link);} .category-section{padding:56px 0;background:#ffffff;} .category-section+.category-section{border-top:1px solid var(--calc-border-soft);} .category-header{max-width:1200px;margin:0 auto 32px;padding:0 20px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;} .category-header h2{font-size:1.6rem;font-weight:800;color:var(--calc-dark);margin:0;letter-spacing:-0.01em;display:flex;align-items:center;gap:10px;line-height:1.3;} .category-header h2 .icon{font-size:1.6rem;line-height:1;} .category-header .count{font-size:0.8rem;font-weight:700;color:var(--calc-primary);background:var(--calc-primary-light);padding:6px 14px;border-radius:20px;white-space:nowrap;text-transform:uppercase;letter-spacing:0.05em;} .calculators-grid{max-width:1200px;margin:0 auto;padding:0 20px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px;} .calc-card{display:flex;align-items:flex-start;gap:14px;padding:20px 20px;background:var(--calc-bg-soft);border:1px solid var(--calc-border);border-radius:var(--calc-radius);text-decoration:none;transition:all 0.25s ease;color:inherit;position:relative;} .calc-card:hover{background:#ffffff;border-color:var(--calc-primary);transform:translateY(-3px);box-shadow:var(--calc-shadow-lg);text-decoration:none;} .calc-card .calc-icon{font-size:1.5rem;width:46px;height:46px;flex-shrink:0;background:#ffffff;border:1px solid var(--calc-border);border-radius:12px;display:flex;align-items:center;justify-content:center;transition:all 0.25s ease;} .calc-card:hover .calc-icon{background:var(--calc-primary-light);border-color:var(--calc-primary);} .calc-card .calc-info{flex:1;min-width:0;} .calc-card .calc-name{font-size:0.95rem;font-weight:700;color:var(--calc-dark);margin:0 0 4px;line-height:1.35;transition:color 0.2s;} .calc-card:hover .calc-name{color:var(--calc-primary);} .calc-card .calc-desc{font-size:0.82rem;color:var(--calc-muted);margin:0;line-height:1.5;} .calc-card .calc-arrow{font-size:1.1rem;color:var(--calc-primary);flex-shrink:0;margin-top:4px;transition:transform 0.25s ease;font-weight:600;} .calc-card:hover .calc-arrow{transform:translateX(4px);} .category-link{max-width:1200px;margin:28px auto 0;padding:0 20px;} .category-link a{display:inline-flex;align-items:center;font-size:0.92rem;font-weight:600;color:var(--calc-link);text-decoration:none;padding:6px 0;border-bottom:2px solid transparent;transition:border-color 0.2s,color 0.2s;} .category-link a:hover{color:var(--calc-link-hover);border-bottom-color:var(--calc-link-hover);text-decoration:none;} .learning-section{padding:72px 20px;background:linear-gradient(135deg,#f0fdfa 0%,#ecfdf5 100%);text-align:center;} .learning-section h2{font-size:1.9rem;font-weight:800;color:var(--calc-dark);margin:0 auto 14px;letter-spacing:-0.02em;max-width:800px;line-height:1.25;} .learning-section .subtitle{font-size:1.02rem;color:var(--calc-muted);max-width:720px;margin:0 auto 44px;line-height:1.7;} .learning-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;} .learning-card{background:#ffffff;border:1px solid var(--calc-border);border-radius:var(--calc-radius);padding:26px 22px;text-align:left;text-decoration:none;transition:all 0.25s ease;display:flex;flex-direction:column;gap:10px;} .learning-card:hover{border-color:var(--calc-primary);transform:translateY(-4px);box-shadow:var(--calc-shadow-lg);text-decoration:none;} .learning-card .topic-icon{font-size:1.6rem;width:48px;height:48px;background:var(--calc-primary-light);border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:4px;} .learning-card h4{font-size:1rem;font-weight:700;color:var(--calc-dark);margin:0;line-height:1.35;transition:color 0.2s;} .learning-card:hover h4{color:var(--calc-primary);} .learning-card p{font-size:0.85rem;color:var(--calc-muted);margin:0;line-height:1.6;} .learning-cta{max-width:1200px;margin:40px auto 0;text-align:center;} .seo-content{max-width:900px;margin:0 auto;padding:72px 20px;} .seo-content h2{font-size:1.9rem;font-weight:800;color:var(--calc-dark);margin:0 0 24px;letter-spacing:-0.02em;line-height:1.25;} .seo-content h3{font-size:1.35rem;font-weight:700;color:var(--calc-dark);margin:36px 0 16px;letter-spacing:-0.01em;line-height:1.35;} .seo-content p{font-size:1rem;line-height:1.85;color:var(--calc-text);margin:0 0 18px;} .seo-content p strong{color:var(--calc-primary);font-weight:600;} .seo-content ul{margin:0 0 22px;padding:0 0 0 22px;list-style:none;} .seo-content ul li{font-size:0.98rem;line-height:1.75;color:var(--calc-text);margin-bottom:12px;position:relative;padding-left:20px;} .seo-content ul li::before{content:"→";position:absolute;left:0;top:0;color:var(--calc-primary);font-weight:700;} .seo-content ul li strong{color:var(--calc-dark);font-weight:700;} .trust-section{background:#f1f5f9;padding:64px 20px;} .trust-section h2{font-size:1.75rem;font-weight:800;color:var(--calc-dark);margin:0 auto 14px;text-align:center;letter-spacing:-0.02em;max-width:1200px;line-height:1.25;} .trust-section .subtitle{text-align:center;max-width:720px;margin:0 auto 40px;font-size:1rem;color:var(--calc-muted);line-height:1.7;} .trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;max-width:1200px;margin:0 auto 28px;} .trust-card{background:#ffffff;border:1px solid var(--calc-border);border-radius:var(--calc-radius);padding:26px 24px;transition:transform 0.25s ease,box-shadow 0.25s ease,border-color 0.25s ease;} .trust-card:hover{transform:translateY(-3px);box-shadow:0 10px 26px rgba(15,23,42,0.07);border-color:var(--calc-primary);} .trust-num{display:inline-block;font-size:0.75rem;font-weight:700;color:var(--calc-primary);letter-spacing:0.08em;margin-bottom:10px;} .trust-card h3{font-size:1.05rem;font-weight:700;color:var(--calc-dark);margin:0 0 10px;line-height:1.35;} .trust-card p{font-size:0.95rem;line-height:1.7;color:#475569;margin:0;} .trust-card a{color:var(--calc-link);text-decoration:underline;text-underline-offset:3px;} .trust-card a:hover{color:var(--calc-link-hover);} .trust-references{text-align:center;font-size:0.9rem;color:#475569;max-width:1200px;margin:0 auto;padding:0 20px;line-height:1.8;} .trust-references strong{color:var(--calc-dark);margin-right:6px;} .trust-references a{color:var(--calc-link);text-decoration:none;font-weight:500;margin:0 2px;border-bottom:1px solid transparent;transition:border-color 0.2s;} .trust-references a:hover{text-decoration:none;border-bottom-color:var(--calc-link);} .faq-section{background:#ffffff;padding:72px 20px;} .faq-section h2{font-size:1.9rem;font-weight:800;color:var(--calc-dark);text-align:center;margin:0 0 14px;letter-spacing:-0.02em;line-height:1.25;} .faq-section .subtitle{text-align:center;max-width:720px;margin:0 auto 44px;font-size:1rem;color:var(--calc-muted);line-height:1.7;} .faq-grid{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(2,1fr);gap:20px;} .faq-item{background:var(--calc-bg-soft);border:1px solid var(--calc-border);border-radius:var(--calc-radius);padding:24px 24px;transition:border-color 0.2s,box-shadow 0.2s;} .faq-item:hover{border-color:var(--calc-primary);box-shadow:var(--calc-shadow);} .faq-item h3{font-size:1rem;font-weight:700;color:var(--calc-dark);margin:0 0 10px;line-height:1.4;} .faq-item p{font-size:0.9rem;color:var(--calc-muted);line-height:1.7;margin:0;} .legal-section{padding:40px 20px;background:#ffffff;border-top:1px solid var(--calc-border);text-align:center;max-width:1200px;margin:0 auto;} .legal-label{display:inline-block;font-size:0.7rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--calc-primary);background:var(--calc-primary-light);padding:6px 14px;border-radius:20px;margin-bottom:14px;} .legal-links{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 28px;margin-top:14px;} .legal-links a{font-size:0.92rem;font-weight:600;color:var(--calc-primary);text-decoration:none;padding:6px 4px;border-bottom:1px solid transparent;transition:color 0.2s,border-color 0.2s;} .legal-links a:hover{color:var(--calc-primary-hover);border-bottom-color:var(--calc-primary-hover);text-decoration:none;} @media (max-width:1024px){.hero-text h1{font-size:2.6rem;} .calculators-grid{grid-template-columns:repeat(2,1fr);} .learning-grid{grid-template-columns:repeat(2,1fr);} .hero-dots{display:none;}} @media (max-width:768px){.hero-section{padding:56px 18px 64px;} .hero-text h1{font-size:2rem;} .hero-text p{font-size:1rem;} .hero-cta{flex-direction:column;align-items:stretch;} .hero-cta a{justify-content:center;text-align:center;white-space:normal;} .hero-stats{gap:24px;padding:18px 24px;width:100%;} .hero-stat .number{font-size:1.5rem;} .calc-intro{padding:44px 0 20px;} .calc-intro-content h2{font-size:1.4rem;} .category-section{padding:44px 0;} .category-header{margin-bottom:24px;} .category-header h2{font-size:1.3rem;} .category-header h2 .icon{font-size:1.3rem;} .calculators-grid{grid-template-columns:1fr;} .learning-section{padding:52px 18px;} .learning-section h2{font-size:1.5rem;} .learning-grid{grid-template-columns:1fr;} .seo-content{padding:52px 18px;} .seo-content h2{font-size:1.5rem;} .seo-content h3{font-size:1.2rem;} .trust-section{padding:48px 18px;} .trust-section h2{font-size:1.4rem;} .trust-grid{grid-template-columns:1fr;} .trust-card{padding:22px 20px;} .faq-section{padding:52px 18px;} .faq-section h2{font-size:1.5rem;} .faq-grid{grid-template-columns:1fr;} .legal-section{padding:32px 18px;} .legal-links{flex-direction:column;align-items:center;gap:10px;}} @media (max-width:480px){.calc-container,.calculators-grid,.category-header,.category-link{padding:0 16px;} .hero-section{padding:44px 16px 52px;} .hero-text h1{font-size:1.65rem;} .hero-text .hero-badge{font-size:0.68rem;padding:6px 14px;} .hero-stats{gap:18px;padding:16px 20px;} .hero-stat .number{font-size:1.35rem;} .hero-stat .label{font-size:0.7rem;} .btn-primary-hero,.btn-secondary-hero{padding:12px 22px;font-size:0.9rem;white-space:normal;} .calc-intro-content h2{font-size:1.25rem;} .calc-intro-content p{font-size:0.95rem;} .category-header h2{font-size:1.15rem;} .category-header .count{font-size:0.7rem;padding:5px 10px;} .calc-card{padding:18px 16px;} .calc-card .calc-icon{width:42px;height:42px;font-size:1.3rem;} .calc-card .calc-name{font-size:0.9rem;} .calc-card .calc-desc{font-size:0.78rem;} .learning-section h2{font-size:1.3rem;} .learning-card{padding:22px 18px;} .learning-card h4{font-size:0.95rem;} .seo-content h2{font-size:1.3rem;} .seo-content h3{font-size:1.1rem;} .seo-content p,.seo-content ul li{font-size:0.94rem;} .trust-section h2{font-size:1.25rem;} .trust-card h3{font-size:1rem;} .trust-card p{font-size:0.9rem;} .faq-section h2{font-size:1.3rem;} .faq-item{padding:20px 18px;} .faq-item h3{font-size:0.95rem;} .faq-item p{font-size:0.86rem;} .legal-links a{font-size:0.88rem;}} @media (prefers-reduced-motion:reduce){.calc-landing *,.calc-landing *::before,.calc-landing *::after{animation:none !important;transition:none !important;} .calc-card:hover,.learning-card:hover,.trust-card:hover{transform:none !important;} .calc-card:hover .calc-arrow{transform:none !important;}} @media print{.hero-cta,.hero-dots,.hero-pattern,.hero-pattern-2,.legal-section,.trust-references,.learning-cta{display:none;} .hero-section,.learning-section{background:#ffffff !important;color:#000 !important;} .hero-text h1,.hero-text p,.learning-section h2,.learning-section .subtitle{color:#000 !important;} .category-section{break-inside:avoid;page-break-inside:avoid;} .calc-card,.learning-card,.trust-card,.faq-item{box-shadow:none !important;border:1px solid #ccc !important;break-inside:avoid;page-break-inside:avoid;}} .learning-category-page,.article-page{background:#ffffff;color:#1e293b;line-height:1.6;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;} .learning-category-breadcrumb-wrap{padding:16px 0;background:#f8fafc;border-bottom:1px solid #e2e8f0;} .learning-category-breadcrumb{display:flex;flex-wrap:wrap;align-items:center;gap:8px;font-size:0.85rem;color:#64748b;} .learning-category-breadcrumb a{color:#64748b;text-decoration:none;transition:color 0.2s;} .learning-category-breadcrumb a:hover{color:#0d6e6e;text-decoration:underline;} .learning-category-breadcrumb span[aria-current="page"]{color:#1e293b;font-weight:500;} .learning-category-hero{padding:56px 0 40px;background:linear-gradient(180deg,#f8fafc 0%,#ffffff 100%);border-bottom:1px solid #e2e8f0;} .learning-category-hero-inner{max-width:860px;} .learning-category-eyebrow{display:inline-block;padding:4px 12px;background:#e6f4f4;color:#0a5555;font-size:0.72rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;border-radius:100px;margin-bottom:16px;} .learning-category-hero h1{font-size:clamp(1.75rem,4vw,2.5rem);font-weight:800;line-height:1.2;color:#0f172a;margin:0 0 16px;letter-spacing:-0.02em;} .learning-category-hero h1 span{display:block;font-size:0.55em;font-weight:500;color:#64748b;margin-top:10px;letter-spacing:0;} .learning-category-hero-lead{font-size:1.08rem;line-height:1.65;color:#475569;margin:0 0 20px;max-width:720px;} .learning-category-hero-lead a{color:#0a5555;text-decoration:underline;text-underline-offset:3px;} .article-body-section{padding:48px 0 64px;} .article-body-grid{display:grid;grid-template-columns:260px 1fr;gap:48px;align-items:start;} .article-toc{position:sticky;top:90px;padding:20px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;} .article-toc-title{font-size:0.78rem;font-weight:700;text-transform:uppercase;letter-spacing:0.06em;color:#64748b;margin:0 0 14px;} .article-toc-list{list-style:none;margin:0;padding:0;counter-reset:toc;} .article-toc-list li{counter-increment:toc;margin-bottom:8px;} .article-toc-list li a{display:flex;gap:8px;font-size:0.85rem;line-height:1.5;color:#1e293b;text-decoration:none;transition:color 0.2s;} .article-toc-list li a::before{content:counter(toc) ".";color:#0d6e6e;font-weight:600;flex-shrink:0;} .article-toc-list li a:hover{color:#0d6e6e;text-decoration:underline;} .article-content{min-width:0;} .article-section{margin-bottom:48px;scroll-margin-top:90px;} .article-section h2{font-size:1.6rem;font-weight:700;line-height:1.3;color:#0f172a;margin:0 0 18px;padding-bottom:10px;border-bottom:2px solid #e2e8f0;letter-spacing:-0.01em;} .article-section h3{font-size:1.15rem;font-weight:600;color:#0f172a;margin:26px 0 12px;} .article-section p{font-size:1rem;line-height:1.75;color:#1e293b;margin:0 0 16px;} .article-section a{color:#0a5555;text-decoration:underline;text-decoration-color:rgba(13,110,110,0.4);text-underline-offset:3px;transition:color 0.2s,text-decoration-color 0.2s;} .article-section a:hover{color:#0d6e6e;text-decoration-color:#0d6e6e;} .article-section ul,.article-section ol{margin:0 0 20px;padding-left:24px;} .article-section li{font-size:1rem;line-height:1.7;color:#1e293b;margin-bottom:8px;} .article-callout{padding:16px 20px;margin:22px 0;border-radius:8px;font-size:0.95rem;line-height:1.65;color:#1e293b;} .article-callout strong{display:block;margin-bottom:6px;} .article-callout ul{margin:8px 0 0;padding-left:20px;} .article-callout li{margin-bottom:4px;font-size:0.95rem;} .article-callout-info{background:#eff6ff;border-left:4px solid #3b82f6;} .article-callout-tip{background:#f0fdf4;border-left:4px solid #22c55e;} .article-callout-action{background:#fffbeb;border-left:4px solid #f59e0b;} .article-callout-tool{background:#e6f4f4;border-left:4px solid #0d6e6e;} .article-table-wrap{width:100%;overflow-x:auto;margin:22px 0;border:1px solid #e2e8f0;border-radius:8px;-webkit-overflow-scrolling:touch;} .article-table{width:100%;border-collapse:collapse;font-size:0.92rem;min-width:520px;} .article-table thead{background:#f1f5f9;} .article-table th{text-align:left;padding:12px 16px;font-weight:600;font-size:0.82rem;letter-spacing:0.03em;text-transform:uppercase;color:#0f172a;border-bottom:2px solid #cbd5e1;} .article-table td{padding:12px 16px;color:#1e293b;line-height:1.55;border-bottom:1px solid #e2e8f0;vertical-align:top;} .article-table tbody tr:last-child td{border-bottom:none;} .article-table tbody tr:hover{background:#f8fafc;} .article-table-total td{background:#e6f4f4;color:#0a5555;font-weight:600;} .article-tool-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin:22px 0;} .article-tool-card{display:flex;align-items:center;gap:14px;padding:18px;background:#ffffff;border:1px solid #e2e8f0;border-radius:10px;text-decoration:none;transition:transform 0.2s,box-shadow 0.2s,border-color 0.2s;} .article-tool-card:hover{transform:translateY(-3px);box-shadow:0 6px 18px rgba(15,23,42,0.08);border-color:#0d6e6e;text-decoration:none;} .article-tool-icon{font-size:1.6rem;line-height:1;flex-shrink:0;} .article-tool-card h3{font-size:0.98rem;font-weight:600;color:#0f172a;margin:0 0 4px;} .article-tool-card p{font-size:0.83rem;color:#64748b;line-height:1.5;margin:0;} .article-tool-card b{margin-left:auto;color:#0d6e6e;font-size:1.1rem;flex-shrink:0;} .article-related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin:22px 0;} .article-related-card{display:flex;flex-direction:column;gap:8px;padding:18px;background:#f8fafc;border:1px solid #e2e8f0;border-radius:10px;text-decoration:none;transition:background 0.2s,border-color 0.2s,transform 0.2s;} .article-related-card:hover{background:#ffffff;border-color:#0d6e6e;transform:translateY(-2px);box-shadow:0 4px 12px rgba(15,23,42,0.06);text-decoration:none;} .article-related-tag{display:inline-block;align-self:flex-start;padding:3px 10px;background:#e6f4f4;color:#0a5555;font-size:0.7rem;font-weight:600;text-transform:uppercase;letter-spacing:0.05em;border-radius:100px;} .article-related-card h3{font-size:0.98rem;font-weight:600;color:#0f172a;margin:0;line-height:1.4;} .article-related-card p{font-size:0.83rem;color:#64748b;line-height:1.5;margin:0;} .article-resource-list{list-style:none;padding-left:0;margin:18px 0;} .article-resource-list li{padding:14px 0;border-bottom:1px solid #e2e8f0;font-size:0.95rem;line-height:1.6;} .article-resource-list li:last-child{border-bottom:none;} .article-faq{border-top:1px solid #e2e8f0;} .article-faq-item{border-bottom:1px solid #e2e8f0;} .article-faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 0;font-size:1rem;font-weight:600;color:#0f172a;cursor:pointer;list-style:none;transition:color 0.2s;} .article-faq-item summary::-webkit-details-marker{display:none;} .article-faq-item summary span{color:#0d6e6e;font-size:1.4rem;font-weight:400;line-height:1;flex-shrink:0;transition:transform 0.2s;} .article-faq-item[open] summary span{transform:rotate(45deg);} .article-faq-item summary:hover{color:#0d6e6e;} .article-faq-answer{padding:0 0 18px;} .article-faq-answer p{font-size:0.95rem;line-height:1.7;color:#475569;margin:0;} .article-legal-section{margin-top:48px;padding:24px;background:#f1f5f9;border:1px solid #e2e8f0;border-radius:10px;} .article-legal-section h2{font-size:1rem;font-weight:700;text-transform:uppercase;letter-spacing:0.05em;color:#64748b;margin:0 0 12px;padding:0;border:none;} .article-legal-section p{font-size:0.85rem;line-height:1.65;color:#475569;margin:0 0 10px;} .article-legal-section p:last-child{margin-bottom:0;} @media (max-width:992px){.article-body-grid{grid-template-columns:1fr;gap:32px;} .article-toc{position:static;}} @media (max-width:768px){.learning-category-hero{padding:40px 0 28px;} .article-body-section{padding:32px 0 48px;} .article-section h2{font-size:1.3rem;} .article-section h3{font-size:1.05rem;} .article-tool-grid,.article-related-grid{grid-template-columns:1fr;} .article-table th,.article-table td{padding:10px 12px;font-size:0.85rem;} .article-faq-item summary{font-size:0.95rem;padding:14px 0;}} @media (max-width:480px){.article-section{margin-bottom:36px;} .article-callout{padding:14px 16px;font-size:0.9rem;}} @media print{.article-toc,.article-tool-grid,.article-related-grid{display:none;} .article-section a{color:#1e293b;text-decoration:none;} .article-faq-item{page-break-inside:avoid;} .article-faq-answer{display:block !important;}} @media (max-width:1200px){.container{width:min(100% - 40px,var(--container-width));}} @media (max-width:1100px){.header-inner{gap:16px;} .featured-tools-grid{grid-template-columns:repeat(2,minmax(0,1fr));} .category-grid{grid-template-columns:repeat(3,minmax(0,1fr));} .planning-grid,.benefits-grid{grid-template-columns:repeat(2,minmax(0,1fr));} .ai-finance-layout{grid-template-columns:1fr;gap:40px;} .learning-resources{grid-template-columns:1fr;gap:40px;} .newsletter-box{gap:35px;}} @media (max-width:900px){h1{font-size:clamp(36px,6vw,52px);} h2{font-size:clamp(28px,4.5vw,38px);} .popular-tools-grid{grid-template-columns:repeat(2,minmax(0,1fr));} .guides-grid{grid-template-columns:repeat(2,minmax(0,1fr));} .newsletter-box{grid-template-columns:1fr;}} @media (max-width:650px){.container{width:min(100% - 30px,var(--container-width));} body{font-size:15px;} h1{font-size:clamp(32px,9vw,42px);line-height:1.12;} h2{font-size:clamp(27px,7vw,34px);} h3{font-size:20px;} .home-section{padding:65px 0;} .section-heading{margin-bottom:32px;} .section-heading p{font-size:15px;} .home-hero{padding:60px 0 50px;} .hero-content{max-width:100%;} .hero-description{font-size:16px;} .hero-search{flex-direction:column;align-items:stretch;min-height:auto;padding:8px;} .hero-search-icon{display:none;} .hero-search input{min-height:52px;padding:12px 15px;} .hero-search button{width:100%;min-height:50px;} .hero-stats{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:40px;} .trust-items{grid-template-columns:1fr;} .trust-item{justify-content:flex-start;padding:13px 0;} .featured-tools-grid,.popular-tools-grid,.category-grid,.planning-grid,.benefits-grid,.ai-tools-grid,.guides-grid,.resource-links{grid-template-columns:1fr;} .section-heading-inline{display:block;} .section-link{display:inline-flex;margin-top:15px;} .featured-tool-card{min-height:270px;padding:24px;} .tool-box{grid-template-columns:auto minmax(0,1fr) auto;min-height:110px;padding:18px;} .category-box{min-height:145px;} .ai-finance-layout{gap:35px;} .ai-tool-card{padding:22px;} .learning-resources{gap:30px;} .newsletter-box{padding:28px 22px;} .newsletter-form{flex-direction:column;} .newsletter-form input,.newsletter-form button{width:100%;min-height:48px;} .table-responsive{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;} table{min-width:620px;}} @media (max-width:480px){.container{width:min(100% - 24px,var(--container-width));} .home-hero{padding:48px 0 42px;} .hero-eyebrow,.section-eyebrow{font-size:10px;} .hero-description{font-size:15px;} .hero-stats{grid-template-columns:1fr 1fr;gap:16px 10px;} .hero-stat strong{font-size:20px;} .hero-stat span{font-size:12px;} .featured-tool-card,.planning-card,.benefit-card,.guide-card-body{padding:22px;} .tool-box{grid-template-columns:auto minmax(0,1fr);gap:12px;} .tool-box-arrow{display:none;} .newsletter-box{padding:24px 18px;} .faq-item summary{padding-right:35px;font-size:15px;}} .table-responsive{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;} table{width:100%;border-collapse:collapse;border-spacing:0;} th{background:var(--primary);color:#ffffff;font-weight:700;} th,td{padding:14px;border:1px solid var(--border-normal);text-align:left;vertical-align:middle;} tr:nth-child(even){background:#f8fafc;} @media (hover:none){.featured-tool-card:hover,.tool-box:hover,.category-box:hover,.card:hover{transform:none;}} @media (prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto !important;transition-duration:0.01ms !important;animation-duration:0.01ms !important;animation-iteration-count:1 !important;}}